Privacy Policy

Effective Date: 31-03-2026

At Creadxmoney, your privacy is our priority. This policy explains how we collect, use, and protect your data.

1. Information We Collect

Personal Information:

• Name
• Mobile number
• Email address
• PAN
• Employment & income details

Technical Information:

• Device information

2. How We Use Your Information

We use your data to:

• Match you with loan offers
• Process loan applications
• Provide credit score insights
• Improve our services
• Send updates and offers

3. Sharing of Information

We may share your data with:

• Banks and NBFCs
• Credit bureaus (for CIBIL score)
• Service providers (for verification)

We do not sell your personal data.

4. Data Security

We implement:

• SSL/TLS encryption
• Secure servers
• Restricted access controls

However, no system is 100% secure.

5. Cookies

We use cookies to:

• Enhance user experience
• Analyze traffic
• Personalize content

You can disable cookies in browser settings.

6. User Consent

By using our platform, you:

• Consent to data collection and usage
• Allow us to contact you via SMS, email, or phone

7. Data Retention

We retain your data:

• As long as required for services
• Or as required by law

8. Your Rights

You can:

• Request access to your data
• Request correction or deletion
• Withdraw consent (may limit services)

9. Third-Party Links

Our platform may contain links to third-party websites. We are not responsible for their privacy practices.

10. Updates to Policy

We may update this policy periodically. Continued use means acceptance of changes.

11. Contact Us

For privacy-related concerns:

📧 developer@nsot.co.in